# Deposits & Withdrawals ## Can I use ACH to fund my account? Yes. Visit Account > Transfers in the Options AI trading application. ## Which banks can I connect to? Options AI uses [Plaid](https://plaid.com/) to connect to banks and offer ACH transfers. If your bank is not listed you can use wire transfers to fund your account. ## I can't connect to my bank, how can I fix this? Options AI works with [Plaid](https://plaid.com/) to connect to banking systems and connect to your accounts. \ \ Plaid works with many different banks to facilitate ACH transfers. There can be a number of reasons why that stops working, some technical and some not. Plaid's website offers a [list of these reasons here](https://plaid.com/trouble-connecting/). Options AI is unable to fix issues between the bank and Plaid. Those organizations will work to resolve issues per their service levels. You can also [wire funds from your account](https://account.options.ai/banking-wires) if you prefer. ## How do I wire funds? If you bank is not listed in the options for ACH funding, please use the following instructions to wire funds from your bank: | Field | Instruction | | ------------------------ | ---------------------------------------------- | | Bank Name | BMO/Harris Bank | | Bank Address: | 111 West Monroe St, 9th fl., Chicago, IL 60603 | | ABA#: | 071000288 | | Beneficiary A/C#: | 3713286 | | Account Name: | Apex Clearing Corporation | | For Further Credit A/C#: | 3AIXXXXX & Your Name | Visit to see your account number and more detailed deposit instructions. Your account number starts with 3AI.\ \ You can also [withdraw funds](https://account.options.ai/banking/withdrawal) via wire transfer if you prefer. ### Why are my funds not available to withdraw? After funds are deposited via ACH, they are placed on a mandatory 5 business day hold. Thereafter, they are available for withdrawal. Funds from closed transactions typically take 1 business day to settle and may be withdrawn after settlement and/or the hold period (whichever is later). ### Can I withdraw funds by wires transfer? Yes. Visit and select "Withdraw funds". Please note fees may apply. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://support.optionsai.com/options-ai-support/about-us/deposits-and-withdrawals.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.